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          2014 ANNUAL REPORT
        
        
          At RepublicBank, weunderstand that asuccessful financial institution
        
        
          is likeawell-oiledmachine, effectively functioning through
        
        
          acarefully coordinatedsystem.Withinour bankinghalls, day today,
        
        
          thepositiveenergyof our committedstaffdrivesour efficient servicedelivery.
        
        
          That energy, soundpoliciesanda forward focusallwork in tandem,
        
        
          ensuring thatwegiveonlyour best toour fellowstaff, our customers
        
        
          andour stakeholders. Theyare theones forwhomwehavemade it ourmission
        
        
          toprovidepersonalised, up-to-dateandcompetitively-pricedfinancial services.
        
        
          Together, they create the force that drivesourwill tosucceed.
        
        
          Asweaddanother chapter toour 178year-longhistory,
        
        
          wewill persevere inour focus, keepingacloseeyeon theneedsof our publics
        
        
          aswebuildsuccessful societies, fromwithinourwalls
        
        
          toour communitiesandour region