3
        
        
          2014 ANNUAL REPORT
        
        
          4
        
        
          Notice of Meeting
        
        
          5
        
        
          Corporate Information
        
        
          6
        
        
          Consolidated Financial Summary
        
        
          7
        
        
          Group Financial Calendar
        
        
          8
        
        
          Board of Directors
        
        
          13
        
        
          Directors’ Report
        
        
          16
        
        
          Chairman’s Review
        
        
          19
        
        
          Managing Director’s Discussion and Analysis
        
        
          28
        
        
          Group Profile
        
        
          34
        
        
          Executive Management
        
        
          36
        
        
          Subsidiaries
        
        
          39
        
        
          Power to Make a Difference
        
        
          43
        
        
          Corporate Governance
        
        
          47
        
        
          Financial Reporting Requirements
        
        
          Tableof Contents
        
        
          49
        
        
          Independent Auditors’ Report
        
        
          50
        
        
          Consolidated Statement of Financial Position
        
        
          51
        
        
          Consolidated Statement of Income
        
        
          52
        
        
          Consolidated Statement of Comprehensive Income
        
        
          53
        
        
          Consolidated Statement of Changes In Equity
        
        
          54
        
        
          Consolidated Statement of Cash Flows
        
        
          56
        
        
          Notes to the Consolidated Financial Statements