Legal Notices

THESE NOTICES MUST BE READ IN THEIR ENTIRETY. BY USING THIS SITE, YOU ACKNOWLEDGE THESE NOTICES AND AGREE TO BE BOUND BY THEM. IF YOU ARE NOT IN AGREEMENT WITH THESE NOTICES, DO NOT USE THIS SITE.

SECURITY AND CONFIDENTIALITY:

The Bank undertakes not to divulge any personal information provided by you such as address, e-mail, telephone, income etc., to any third parties unless we have informed you, been authorized by you or are required by law to do so. We continue to uphold and maintain our Bank/customer duty of confidentiality. We however advise that the Bank cannot guarantee that the transmission of personal information on this Site will be private and secure from unauthorized third party interference. THE BANK WILL THEREFORE NOT BE LIABLE FOR ANY DAMAGES AS A RESULT OF YOUR TRANSMISSION OF CONFIDENTIAL OR SENSITIVE INFORMATION WHEN USING THIS SITE.

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SITE DISCLAIMER:

The information on this site does not constitute an offer to enter into legal relations with any person to whom it is unlawful to make such an offer.

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BANK APPLICATION INFORMATION:

All communications made through the application forms provided by us on this site are invitations to treat only. You agree not to change the terms and conditions on these forms. The application forms represent an offer of contract from you only, and are not binding until acceptance by us is given when all completed documentation is verified and approved by the relevant Branch. We reserve the right to refuse your offer for any reason.

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TRADEMARK/COPYRIGHT:

This site is protected by copyright and trademark law. You may copy the materials found on this site only for purposes of establishing a Bank/customer relationship with us. You are otherwise not to modify, copy, reproduce, republish, upload, post, transmit or distribute in any manner, the material on the site, including text, graphics, code and/or software.

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LIMITATION OF LIABILITY:

You assume all responsibility and risk for the use of this server and the Internet generally. We disclaim all warranties/representations express or implied with regard to any information accessed from or via this server or the Internet. We do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any information, newsletter, product or process disclosed on the server. All information contained on this site is provided "as is" without warranty of any kind either express or implied - such information is not intended to provide any banking, financial, investment, tax, legal or accounting advice and therefore should not be relied upon by you in that context. We shall not be liable for any special, incidental, indirect or consequential damages or any damages whatsoever resulting from the use of the site, this server or the Internet generally.

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ACCURACY OF INFORMATION ON THE SITE:

We make no warranty of any kind with respect to the accuracy of information provided on this site. This information is at all times subject to verification by the Bank.

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VIRUSES:

We cannot and do not guarantee or warrant that files available for downloading through the site will be free of infection or viruses, worms or other code that manifest contaminating or destructive properties. THE BANK WILL THEREFORE NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING FROM THE USE OF THE FILES DOWNLOADED THROUGH THE SITE.

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CHANGES TO THE SITE:

We reserve the right at any time to make changes to the information provided on this site without prior notice.

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CALCULATORS:

ALL Calculators provided on this site are to be used as a guide only. The loan calculations given do not include debt-servicing factors and are based on income earned only.

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APPLICABLE LAW AND JURISDICTION:

You agree that these Legal Notices and any dispute arising out of your use of this web site shall be governed by and construed in accordance with local laws in force where the owner of this web site is located, without regard to its conflict of law provisions. By using this web site you consent and submit to the exclusive jurisdiction and venue of the location of the owner of this web site.

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THESE NOTICES MUST BE READ IN THEIR ENTIRETY. BY USING THIS SITE, YOU ACKNOWLEDGE THESE NOTICES AND AGREE TO BE BOUND BY THEM. IF YOU ARE NOT IN AGREEMENT WITH THESE NOTICES, DO NOT USE THIS SITE.